Tax bracket calculator
Find your 2026 federal tax bracket from your taxable income and filing status. The tables of the brackets for every filing status are below the finder.
This answer is for the example values in the boxes above. Single, taxable income $65,900. Change the boxes to see your own answer.
The brackets are the 2026 tax rate tables. They apply to taxable income, which is what is left after your deduction, and not to your whole pay.
| Tax rate | Taxable income | Tax at the start of the bracket |
|---|---|---|
| 10% | Up to $12,400 | $0 |
| 12% | $12,400 to $50,400 | $1,240 |
| 22% | $50,400 to $105,700 | $5,800 |
| 24% | $105,700 to $201,775 | $17,966 |
| 32% | $201,775 to $256,225 | $41,024 |
| 35% | $256,225 to $640,600 | $58,448 |
| 37% | Over $640,600 | $192,979.25 |
| Tax rate | Taxable income | Tax at the start of the bracket |
|---|---|---|
| 10% | Up to $24,800 | $0 |
| 12% | $24,800 to $100,800 | $2,480 |
| 22% | $100,800 to $211,400 | $11,600 |
| 24% | $211,400 to $403,550 | $35,932 |
| 32% | $403,550 to $512,450 | $82,048 |
| 35% | $512,450 to $768,700 | $116,896 |
| 37% | Over $768,700 | $206,583.5 |
| Tax rate | Taxable income | Tax at the start of the bracket |
|---|---|---|
| 10% | Up to $17,700 | $0 |
| 12% | $17,700 to $67,450 | $1,770 |
| 22% | $67,450 to $105,700 | $7,740 |
| 24% | $105,700 to $201,750 | $16,155 |
| 32% | $201,750 to $256,200 | $39,207 |
| 35% | $256,200 to $640,600 | $56,631 |
| 37% | Over $640,600 | $191,171 |
| Tax rate | Taxable income | Tax at the start of the bracket |
|---|---|---|
| 10% | Up to $12,400 | $0 |
| 12% | $12,400 to $50,400 | $1,240 |
| 22% | $50,400 to $105,700 | $5,800 |
| 24% | $105,700 to $201,775 | $17,966 |
| 32% | $201,775 to $256,225 | $41,024 |
| 35% | $256,225 to $384,350 | $58,448 |
| 37% | Over $384,350 | $103,291.75 |
| Filing status | Standard deduction |
|---|---|
| Single | $16,100 |
| Married filing jointly | $32,200 |
| Head of household | $24,150 |
| Married filing separately | $16,100 |
How it works
The finder looks up your taxable income in the 2026 table of your filing status and shows the rate of the bracket that your last dollar falls in. It also works out the tax, the average rate over the whole income, where your bracket starts and how much room is left before the next one.
The tables under the finder print, for each bracket, the tax on all the income below it. That is how the IRS writes them: you take that amount and add the bracket’s rate on the income above its start.
A worked example
A single filer has $65,900 of taxable income. The row for $50,400 to $105,700 is the 22 percent bracket, and the tax at its start is $5,800. The income above $50,400 is $15,500, and 22 percent of it is $3,410, so the tax is $9,210.
The average rate is $9,210 over $65,900, or 13.98 percent. The 24 percent bracket starts at $105,700, so $39,800 more income stays in the 22 percent bracket.
Where the brackets come from
The IRS publishes the amounts for each tax year in a revenue procedure. These are the tables of Revenue Procedure 2025-32, for tax years that begin in 2026. The standard deduction is the last table.
What the brackets leave out
The brackets show the rates on ordinary income. Long-term capital gains have rates of their own, and Social Security, Medicare and state taxes are separate. The income tax calculator takes your deduction and your credits into account for you.
Sources
Questions
What are the federal income tax brackets for 2026?
There are seven rates: 10%, 12%, 22%, 24%, 32%, 35% and 37%. For a single filer the 10% bracket ends at $12,400 of taxable income, 12% at $50,400, 22% at $105,700, 24% at $201,775, 32% at $256,225 and 35% at $640,600. Above that the rate is 37%.
What is the top tax bracket for 2026?
It is 37%. It starts at $640,600 of taxable income for a single filer or a head of household, at $768,700 for a married couple filing jointly, and at $384,350 for a married person filing separately.
What does taxable income mean for the brackets?
It is the income that is left after your deduction. The brackets apply to it and not to your pay. Take your adjustments and your standard or itemized deduction off your income first.
How do I find my tax bracket?
Find the row of the table for your filing status whose range holds your taxable income. The rate of that row is your bracket. The finder does it from the number you enter.
How do I work out the tax from the table?
Take the amount in the third column for your bracket and add the bracket’s rate times the income above its start. For a single filer with $65,900 that is $5,800 plus 22% of $15,500, which is $9,210.
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